Mortgage & Protection Advisers

At Bentley Holmes we specialise in providing a holistic approach to mortgage advice giving our clients access to a comprehensive range of mortgages from across the market including some semi exclusive products which are made available at certain times. Whether you are buying your first home, moving to a new property, remortgaging or looking to purchase a Buy to Let, our team has helped client’s make the right decisions for many years on the most suitable mortgage options by assessing their needs and circumstances.


There are thousands of products in the market so let us understand your needs and circumstances to help tailor a mortgage to meet your needs

Buy to Let

Let us help you make the right decisions with your property investment and help you understand some of the complexities of owning a buy to let

Equity Release

Later life mortgages can give you the time you need to make the right decisions around your property and living in retirement


It is easy to think bad things won’t happen to us, but protecting you and your family can put your mind at ease knowing you can cover your monthly commitments

Why Choose Bentley Holmes?


You may think being employed will make it easy to obtain a mortgage but lenders have varying criteria that may preclude you from obtaining a mortgage with them, with different criteria changes every year let us help you navigate your way to finding the right mortgage for you.

Self Employed

You may be a Sole Trader, Director of a Limited Company or a Partner in a Partnership or Limited Liability Partnership meaning a lender may consider you as being self employed. The lenders can consider self employed income in varying ways and so let us help you navigate your way to finding the right lender to support you with your mortgage.

Buy to Let

You can own a buy to let investment property in either personal names of a Limited Company, to help you understand what might be right for you we have put together a Buy to Let guide to help you make the right decisions for your circumstances. Once you understand how you will own the property we can help you navigate your way through the various lending options and numerous calculations the lenders may use to consider how much you can borrow.

What do our customers say?

Lloyd Edwards has been exceptional. He was there to reassure and advise over countless calls and emails and was remarkably knowledgeable and patient. I am certain that Lloyd got us the best mortgage available to us due to his extensive contacts. We received Lloyd’s details through a friend who said he was the best there is and they were right. I really couldn’t recommend Lloyd more


Fay was our mortgage advisor, she was incredibly patience and helpful, specially when dealing with first time buyers like us. She was very responsive, answered all questions and got all the paperwork done promptly, very impressed and very grateful for her support during our purchasing process.


Lloyd has been absolutely first class in getting us a mortgage for our new house. He got us the deal we wanted at the rate we wanted, was professional, efficient, informative and helpful at all times, guiding us through the process and taking all the hard work out of it for us. We could not be happier with the outcome of our dealings with him and would recommend him to anyone trying to navigate the mortgage market. Could not have asked for a better service.


Mortgage Calculator

Use our mortgage calculator to asses your income and get a rough guide to your borrowing power

  See how much you could afford to borrow
  How much your deposit could be
  How much Stamp Duty will be on a property

If you are experiencing financial difficulty and struggling to make repayments, then you can contact your lender who may be able to help taking account of your individual circumstances.

You may want to contact one of the free impartial money guidance and debt advice services such as StepChange, Citizens Advice, or Turn2Us.

You can provide feedback or make a complaint to our network Sesame. Please contact them on the details below:

Write to: The Customer Relations Department, Sesame Limited, Fourth Floor, Jackson House, Sibson Road, Sale, M33 7RR.


Telephone: 0345 0456 800 (Mon-Fri 8.30 am to 5.30 pm)

Meet our team

Grant Holmes

Managing Director/Founder

Lloyd Edwards

Senior Mortgage & Protection Adviser

Fay Gregory

Senior Mortgage Adviser

Alyson Peaford

Senior Mortgage & Protection Adviser

Rachel Bates

Senior Mortgage & Protection Adviser