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A residential mortgage is taken out when buying your main residence. There can be thousands of products at any one time in the market place and it is therefore both time consuming and a minefield as to determine which mortgage is most suited to your own personal needs and requirements.

At Bentley Holmes we tailor make a mortgage to suit every clients needs. In order to help us do this we carry out a financial review for our client to help us understand them and their circumstances fully allowing us to determine which lender and which product is most suited to them.

For those of you who are doing this for the first time we have provided you with a guide to help you understand the buying process and a further guide as a jargon buster which will help you understand the terms used in the mortgage arena.

Your home may be repossessed if you do not keep up repayments on your mortgage.

For mortgage advice we can be paid by commission from the lender or we can charge a fee of typically 0.5% of the loan amount.

Mortgages, Bentley Holmes, Independent Financial AdviceMortgages, Bentley Holmes, Independent Financial Advice